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Card Terms & Conditions

1 Offer subject to credit approval. Not everyone will qualify for the 49ers Extra Points credit card and its benefits. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card. Benefits will vary depending on the card for which you are approved. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply. This offer is available to new cardmembers only. For information about rates, fees and other costs associated with the use of the 49ers Extra Points credit card program, please see the **Terms and Conditions**.

Annual Fee: $0. For purchases and balance transfers, the variable APR is 17.24%, 22.24% or 27.24% depending upon our review of your application and your credit history at account opening. The variable APR for cash advances is 27.49%. The APRs on your account will vary with the market based on the Prime Rate and are subject to change. For more information see the "About the Variable APRs on Your Account" section of the Terms and Conditions. The minimum monthly interest charge will be $0.50. Balance transfer fee: 3% (min. $5). Cash advance and cash equivalent fees: 5% (min. $10). Foreign transaction fee: 3%. See **Terms and Conditions** for more information about the terms of this offer.

2 Ticket Financing: When you use your 49ers Extra Points credit card to purchase game tickets from any participating NFL team ticket office, you will be eligible for a 0% Promotional APR for 6 billing cycles from the purchase date. At the end of the promotional period the APR for the outstanding purchase balance will be 17.24%, 22.24% or 27.24%, which will be determined at account opening based on your creditworthiness. The non-promotional APR will vary with the market based on the Prime Rate. This offer is only available for the purchase of NFL game tickets processed by a participating NFL team ticket office. Game tickets purchased from any non-NFL team ticket offices will not be eligible for the promotional APR offer. Please see the **Terms and Conditions**.

3 Please **click here** to review the Reward Summary for important information about the 49ers Extra Points Credit Card program benefits and features listed above. Also, check the **Terms and Conditions** for full details about the rewards benefits (such as how points are earned) and terms for this particular offer before applying.

The San Francisco 49ers Extra Points credit card is issued by Barclays Bank Delaware (Barclays), PO Box 8801, Wilmington, DE 19801, pursuant to a license by Visa USA, Inc. Visa Signature is a registered trademark of Visa USA, Inc.

© 2018 Barclays Bank Delaware, PO Box 8801, Wilmington, DE 19801, Member FDIC.

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